We're pleased to now offer finance payment options on any purchase of vinyl, CDs, and DJ and studio equipment with a total order value of £280 or more with Pay4Later.
Instant decision - No paperwork!
Our online retail finance partner is Pay4Later and credit is provided subject to status. Please note we can only deliver goods to the registered address used in any finance application.
Choose a finance plan that suits you
Using our simple Pay4Later calculator found on finance qualifying product pages, or on our listing pages you can choose from a minimum of 10% deposit through to a maximum of 50%. You can also determine the finance period. As you make your selections the calculator will display all the relevant repayment detail.
Example of finance option (Typical APR 14.9%)
|Number of monthly payments||12|
|Deposit to pay||£800.00|
|Cost of loan||£61.82|
|Total amount payable||£1661.81|
Frequently asked questions
How do I apply?
You can apply on our web site by clicking the Pay4Later button on any product over £280 or select the Pay4Later payment option in the cart. This will only appear in the cart for orders with a total value of £280 plus.
Is a deposit required?
Yes. A minimum 10% deposit is payable by credit or debit card upon acceptance.
How are my monthly payments paid?
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.
What can I purchase?
You can purchase any physical products we sell on the site with a minimum total order total of £280.
To apply for finance you must meet the following criteria:
- You must be over 18 years of age. You must be a UK resident with at least 3 years continual address history. You must be in full time employment, unless retired or a house person with a spouse in full time employment.
- You must have a UK bank account capable of accepting Direct Debits. The goods must be delivered to your home address.
Terms & Conditions
Consumer credit service is provided by Pay4Later Ltd. Pay4Later is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 728646). Registered offices are at 33 St Mary Axe, London, EC3A 8AG. For more information please refer to www.pay4later.com/consumerfaq or visit www.pay4later.com.
Finance is provided through the Pay4Later platform by a number of lenders. You will be offered the best rate available based on your credit history and our lenders’ credit decision policies. You will be informed who the lender is at the point the loan is offered and provided with their full contact details.
Juno Media Ltd., 10 Greenland Street, London, NW1 0ND, United Kingdom.
Regulated by the Financial Conduct Authority.
FCA Firm reference number: 716499
Company registration number: 05505108
Juno Media Ltd. acts as a credit intermediary and only offers credit products from Pay4Later Ltd and Secure Trust Bank PLC. Credit provided subject to age and status.